HTC<br />&nbsp;@<br />&#8203;MPC
  • Home
  • LABS
    • CAI (HSS102) >
      • CAI Classes >
        • CAI Student Survey
        • LNSK 331B Reading Lab >
          • Syllabus
        • LNSK 331C Writing Lab
        • LNSK 331E T & R Lab
        • LNSK 331G AP Strategies >
          • Week 1 - 331G >
            • Syllabus - 331G
            • Attendance Contract
            • AP Schedule for Students
            • Orientation Checklist
            • AP Information Sheet
            • Information Goals and Results
          • Week 2 - 331G >
            • Checklist
            • Project Outline
          • Week 3 - 331G >
            • Brain Builder
            • Conference Reminder
          • Week 4 - 331G >
            • Goal Setting
            • Personal Listening Goals
          • Week 5 - 331G >
            • Ear Anatomy
            • AP Message RE Class Assignment
          • Week 6 - 331G >
            • Mid - Semester Summary
          • Week 7 - 331G
          • Week 8 - 331G >
            • Mid - Semester Gathering
            • Mid - Semester Week Special
          • Week 9 - 331G >
            • emWave
            • Heart
            • Brain and Emotions
          • Week 10 - 331G >
            • Listen Exhibit
          • Week 11 - 331G >
            • Catch Up
          • Week 12 - 331G >
            • Tomatis
          • Week 13 - 331G >
            • Sensory Diet
          • Week 14 - 331G
          • Week 15 - 331G >
            • Final Reflection
          • Week 16 - 331G >
            • Final Gathering
        • LNSK 332 Reading Skills >
          • Syllabus - 332
          • Week 1 - 332
          • Week 2 - 332
          • Week 3 - 332
          • Week 4 - 332
          • Week 5 - 332
          • Week 6 - 332
          • Week 7 - 332
          • Week 8 - 332
          • Week 9 - 332
          • Week 10 - 332
          • Week 11 - 332
          • Week 12 - 332
          • Week 13 - 332
          • Week 14 - 332
          • Week 15 - 332
          • Week 16 - 332
          • Week 17 - 332
        • LNSK 333 Writing Skills >
          • 333 Flashcards
          • Syllabus - 333
          • Week 1 - 333
          • Week 2 - 333
          • Week 3 - 333
          • Week 4 - 333
          • Week 5 - 333
          • Week 6 - 333
          • Week 7 - 333
          • Week 8 - 333
          • Week 9 - 333
          • Week 10 - 333
          • Week 11 - 333
          • Week 12 - 333
          • Week 13 - 333
          • Week 14 - 333
          • Week 15 - 333
          • Week 16 - 333
          • Week 17 - 333
          • LNSK 333 Blog
        • LNSK 352 T & R Skills >
          • Syllabus - 352
          • Week 1 - 352
          • Week 2 - 352
          • Week 3 - 352
          • Week 4 - 352
          • Week 5 - 352
          • Week 6 - 352
          • Week 7 - 352
          • Week 8 - 352
          • Week 9 - 352
          • Week 10 - 352
          • Week 11 - 352
          • Week 12 - 352
          • Week 13 - 352
          • Week 14 - 352
          • Week 15 - 352
          • Week 16 - 352
          • Week 17 - 352
        • LNSK 306 ADD Strategies >
          • Syllabus - 306
          • Week 1 - 306
          • Week 2 - 306
          • Week 3 - 306
          • Week 4 - 306
          • Week 5 - 306
          • Week 6 - 306
          • Week 7 - 306
          • Week 8 - 306
          • Week 9 - 306
          • Week 10 - 306
          • Week 11 - 306
          • Week 12 - 306
          • Week 13 - 306
          • Week 14 - 306
          • Week 15 - 306
          • Week 16 - 306
          • Week 17 - 306
    • ACT (HSS101) >
      • ACT Classes >
        • ACT Student Survey
        • LNSK 320 >
          • Chapters 1-5 >
            • Chapter 1 >
              • 1-1 Font, Font Size
              • 1-2 Font Color
              • 1-3 Bold, Italic, Underline
              • 1-4 Special Characters
              • 1-5 Highlighting
              • 1-6 (Sans)Serif
              • 1-7 Add Fonts
              • 1-8 Line & Paragraph Spacing
              • 1-8 Double Spacing
              • 1-T-1
              • 1-T-2
              • 1-T-3
            • Chapter 2 >
              • 2-1 Numbered List
              • 2-2 Bulleted List
              • 2-3 Paragraph Alignment
              • 2-4 Double Spacing
              • 2-5 Horizontal Line
              • 2-T-1
              • 2-T-2
              • 2-T-3
            • Chapter 3 >
              • 3-1 Creating a Table
              • 3-2 Formatting a Table
              • 3-3 Table in a Letter
              • 3-4 Adding Columns & Rows
              • 3-T-1
              • 3-T-2
              • 3-T-3
              • 3-T-4
              • 3-T-5
            • Chapter 4 >
              • 4-1 Word Count
              • 4-2 Translate a document
              • 4-3 Make a Copy and Save in Different Formats
              • 4-4 Spell Check
              • 4-5 Synonyms
              • 4-6 Definitions
              • 4-T-1
              • 4-T-2
              • 4-T-3
              • 4-T-4
            • Chapter 5 >
              • 5-1 Copy/Paste
              • 5-2 Cut/Paste
              • 5-3 Undo/Redo
              • 5-4 Find & Replace
              • 5-5 Format Painter
              • 5-6 Print
              • 5-T-1
              • 5-T-2
              • 5-T-3
              • 5-T-4
          • Chapters 6-10 >
            • Chapter 6 >
              • 6-1 Superscript/Subscript
              • 6-2 Strikethrough
              • 6-3 List Styles
              • 6-4 Headings
              • 6-T-1
              • 6-T-2
              • 6-T-3
            • Chapter 7 >
              • 7-1 Margins
              • 7-2 Left & 1st Line Indent
              • 7-3 L, R, Center Tabs
              • 7-4 Indent
              • 7-5 Header & Footer
              • 7-T-1
              • 7-T-2
              • 7-T-3
            • Chapter 8 >
              • 8-1 Image: Upload
              • 8-2 Image: By Url
              • 8-3 Image: Stock
              • 8-4 Text with links
              • 8-5 Images with links
              • 8-6 Insert: Drawing
              • 8-T-1
              • 8-T-2
              • 8-T-3
            • Chapter 9 >
              • 9-1 Cover Letter
              • 9-2 Resume
              • 9-3 Memo
              • 9-4 Keyboard Shortcuts
              • 9-5 Research
              • 9-T-1
              • 9-T-2
              • 9-T-3
              • 9-T-4
          • Syllabus
        • LNSK 325 >
          • Christian Longo
          • Kurzweil assignments >
            • Kurzweil A.1
            • Kurzweil A.2
            • Kurzweil A.3
            • Kurzweil A.4
            • Kurzweil A.5
            • Kurzweil A.6
            • Kurzweil A.7
          • Syllabus
        • LNSK 329 >
          • Syllabus
        • LNSK 331D >
          • Math Resources
          • Syllabus
        • LNSK 331F >
          • Clash Royale Cards
          • Making money playing games
          • Clash Royale- Making a Card
        • LNSK 331C >
          • 331C Syllabus
    • 3D Printing
    • Typing Club
  • Assistive Tech
    • Activities and Games
    • Chromebook
    • Smart Pen
    • Live Captions >
      • Captions in Youtube
      • Captions in Android
      • Captions in Chromebook
    • Accessibility
  • Alternate Media
    • Intro to Alternate Media
    • Guidelines
    • Ordering
    • Using
    • Kurzweil Academy
    • The 3 Kurzweils
    • Kurzweil Desktop >
      • Install Kurzweil
      • Desktop Kurzweil Lessons >
        • Lesson 1-1
        • Lesson 1-2
        • Lesson 1-3
        • Lesson 1-4
        • Lesson 1-5A
        • Lesson 1-5B
      • Open from Universal Library - Kurzweil Desktop version
      • Kurzweil FAQs from LTU
    • Kurzweil Web-based >
      • Web-based Kurzweil Orientation
      • Open from Universal Library - Kurzweil Web-based version
      • Web-based Kurzweil Lessons >
        • Web Lesson 1-1
        • Web Lesson 1-2
        • Web Lesson 1-3
        • Web Lesson 1-4
        • Web Lesson 1-5A
        • Web Lesson 1-5B
        • Web Lesson 1-6
        • Web Lesson 1-7
        • Web Lesson 1-8
        • The Writing Process - Using Kurzweil
    • Kurzweil Read the Web
  • TRAINING
    • Check Priority Registration
    • Canvas
    • Gmail
    • Google Workspace
    • Cloud Computing
  • People
    • Pictures >
      • Photo Archive >
        • Years Gone By
        • 2012 Lab Under Construction
        • 2012 Furniture
        • 2013 MPC Campus
        • 2004 Awards and XMAS party
        • 2009 Awards
        • 2010 Awards
        • 2011 Awards
        • 2012 Awards
        • 2013 Awards
        • 2014 Awards
        • 2015 Awards
        • 2016 Awards
      • Info Videos
      • 2017 Awards
      • 2018 Awards
      • 2018 Halloween
      • 2019 Halloween
      • 2020 Awards
      • 2021 Awards
      • 2021 Halloween
      • 2021 Thanksgiving
      • 2021 Holiday Party
      • 2022 Easter
      • 4-29-22, Join the Pack day
      • 5-13-22 ARC Scholarship Ceremony
      • 5-18-22 ACT Lab Typing Contest
      • 5-20-22 Kathleen's Retirement Party
      • 2022 Halloween
      • 2022 Christmas & Awards
    • People and Their Creations
    • People and their Creations 2
    • Tumblr
    • Staff Use

Kurzweil A.2

Directions

Read the article using Kurzweil, answer the questions below, and turn in by clicking the Submit button at the bottom 

The Uses of Money

Questions to think about while you are reading this section:

1) What are the uses of money?

2) Why invest?

3) Don't forget about giving it, too.

4) What is a synonym for charity? (use Kurzweil)

Everyone loves money — you can use it to buy all kinds of stuff, like burgers, iPods, and plane tickets to Costa Rica. And Americans are definitely good at spending money.

But there's more that you can do with money than just spend it. You can save it, invest it, or — and let's not forget this — donate it to charity.

Since you probably get the gist of spending it, we'll dive right into saving it. You've heard this since you were wobbling around the floor in diapers: save, save, save. Your parents were right... sort of.

Everyone should have a rainy-day fund for when the car needs a new engine or when the cat needs her gallbladder removed. But what do you do with non-emergency money? Put it in your savings account?

Perhaps a Certificate of Deposit (CD)? Well, that's way better than burying it in your backyard, but it's still not great. Why? Because your money is being lazy.

Your money might be earning a little interest (one or two percent) if you put it in a savings account or CD, but it will barely keep pace with inflation, which is about three percent. That means your money is losing value every year.

If you had $1,000 today, you would need to have $1,030 next year to buy the same amount of stuff. So how can your money keep up? Make it earn more for you.

Enter the  stock market. Investing your money gives it the opportunity to make more than one or two percent. (It also gives you the opportunity to lose more than one or two percent, but hopefully by the end of WeSeed's Learn levels, that won't be the case.)

On average, the market pays out about eight percent. That's quadrupling what you would have earned by investing your money in a bank!

And then let's remember that there's always charity. There's a saying we like to throw out every now and then: Make as much as you can, save as much as you can, donate as much as you can, and spend as much as you need.

In all of this talk about making money, we should remember to give some back, too.

Three Facts to Wow Your Friends at a Party

1) Warren Buffett made his first  stock purchase when he was 11 years old.

2) In the 18th century, people would store their money in "pygg" (clay) pots or jars, which became known as "piggy banks."

3) The saying "Save your money for a rainy day" comes from an Italian comedy, The Bugbears, written in 1561.


Saving Is Hard, Spending Is Cake

Questions to think about while you are reading this section:

1) Why do we need savings?

2) What do you think discretionary income means? (look it up using Kurzweil)

3) What do you think the term savings rate means?

4) What is the Spanish word for economic?

Legend tells us that Marie Antoinette, the one-time queen of France, uttered these memorable words about the impoverished Parisian populace: "So let them eat cake!"

Americans seem to have taken those words to heart.

In the face of hard economic times, what do Americans do? They eat cake — yellow cakes with cream filling, to be exact. Every day, Americans buy 500,000 Twinkies.

While Americans have the option to spend, save, or invest their money, most people spend their money right away — and Twinkies aren't all they are buying. Every day, Americans purchase:

• 35 million cans of Bud Light
• 150,000 pounds of Starbucks ( SBUX) beans
• 628 Toyota ( TM) Camrys

So that means we're well fed, caffeinated, and driving sensible cars. But while Twinkies might be good in the short term, they do very little to buffer us from hard economic times.

One third of Americans who earn more than $75,000 spend all their discretionary income on cakes, cars, coffee, and other material goods. Of those who earn less than $30,000 a year, almost nine of 10 spend every penny, leaving little or no money to save.

Speaking of savings, the US savings rate was negative for years. But in 2008, it crept up into the black. All told, this means that 46 percent of Americans have less than $5,000 to float them in bad times.

The bottom line: If you save and invest your money today, you'll have more money tomorrow. At WeSeed, we believe the world would be in better shape if all Americans (of investing age) bought at least one share of stock. 

So that's a start. Put down the Twinkie and start researching your investing options. 

Submit
Powered by Create your own unique website with customizable templates.
  • Home
  • LABS
    • CAI (HSS102) >
      • CAI Classes >
        • CAI Student Survey
        • LNSK 331B Reading Lab >
          • Syllabus
        • LNSK 331C Writing Lab
        • LNSK 331E T & R Lab
        • LNSK 331G AP Strategies >
          • Week 1 - 331G >
            • Syllabus - 331G
            • Attendance Contract
            • AP Schedule for Students
            • Orientation Checklist
            • AP Information Sheet
            • Information Goals and Results
          • Week 2 - 331G >
            • Checklist
            • Project Outline
          • Week 3 - 331G >
            • Brain Builder
            • Conference Reminder
          • Week 4 - 331G >
            • Goal Setting
            • Personal Listening Goals
          • Week 5 - 331G >
            • Ear Anatomy
            • AP Message RE Class Assignment
          • Week 6 - 331G >
            • Mid - Semester Summary
          • Week 7 - 331G
          • Week 8 - 331G >
            • Mid - Semester Gathering
            • Mid - Semester Week Special
          • Week 9 - 331G >
            • emWave
            • Heart
            • Brain and Emotions
          • Week 10 - 331G >
            • Listen Exhibit
          • Week 11 - 331G >
            • Catch Up
          • Week 12 - 331G >
            • Tomatis
          • Week 13 - 331G >
            • Sensory Diet
          • Week 14 - 331G
          • Week 15 - 331G >
            • Final Reflection
          • Week 16 - 331G >
            • Final Gathering
        • LNSK 332 Reading Skills >
          • Syllabus - 332
          • Week 1 - 332
          • Week 2 - 332
          • Week 3 - 332
          • Week 4 - 332
          • Week 5 - 332
          • Week 6 - 332
          • Week 7 - 332
          • Week 8 - 332
          • Week 9 - 332
          • Week 10 - 332
          • Week 11 - 332
          • Week 12 - 332
          • Week 13 - 332
          • Week 14 - 332
          • Week 15 - 332
          • Week 16 - 332
          • Week 17 - 332
        • LNSK 333 Writing Skills >
          • 333 Flashcards
          • Syllabus - 333
          • Week 1 - 333
          • Week 2 - 333
          • Week 3 - 333
          • Week 4 - 333
          • Week 5 - 333
          • Week 6 - 333
          • Week 7 - 333
          • Week 8 - 333
          • Week 9 - 333
          • Week 10 - 333
          • Week 11 - 333
          • Week 12 - 333
          • Week 13 - 333
          • Week 14 - 333
          • Week 15 - 333
          • Week 16 - 333
          • Week 17 - 333
          • LNSK 333 Blog
        • LNSK 352 T & R Skills >
          • Syllabus - 352
          • Week 1 - 352
          • Week 2 - 352
          • Week 3 - 352
          • Week 4 - 352
          • Week 5 - 352
          • Week 6 - 352
          • Week 7 - 352
          • Week 8 - 352
          • Week 9 - 352
          • Week 10 - 352
          • Week 11 - 352
          • Week 12 - 352
          • Week 13 - 352
          • Week 14 - 352
          • Week 15 - 352
          • Week 16 - 352
          • Week 17 - 352
        • LNSK 306 ADD Strategies >
          • Syllabus - 306
          • Week 1 - 306
          • Week 2 - 306
          • Week 3 - 306
          • Week 4 - 306
          • Week 5 - 306
          • Week 6 - 306
          • Week 7 - 306
          • Week 8 - 306
          • Week 9 - 306
          • Week 10 - 306
          • Week 11 - 306
          • Week 12 - 306
          • Week 13 - 306
          • Week 14 - 306
          • Week 15 - 306
          • Week 16 - 306
          • Week 17 - 306
    • ACT (HSS101) >
      • ACT Classes >
        • ACT Student Survey
        • LNSK 320 >
          • Chapters 1-5 >
            • Chapter 1 >
              • 1-1 Font, Font Size
              • 1-2 Font Color
              • 1-3 Bold, Italic, Underline
              • 1-4 Special Characters
              • 1-5 Highlighting
              • 1-6 (Sans)Serif
              • 1-7 Add Fonts
              • 1-8 Line & Paragraph Spacing
              • 1-8 Double Spacing
              • 1-T-1
              • 1-T-2
              • 1-T-3
            • Chapter 2 >
              • 2-1 Numbered List
              • 2-2 Bulleted List
              • 2-3 Paragraph Alignment
              • 2-4 Double Spacing
              • 2-5 Horizontal Line
              • 2-T-1
              • 2-T-2
              • 2-T-3
            • Chapter 3 >
              • 3-1 Creating a Table
              • 3-2 Formatting a Table
              • 3-3 Table in a Letter
              • 3-4 Adding Columns & Rows
              • 3-T-1
              • 3-T-2
              • 3-T-3
              • 3-T-4
              • 3-T-5
            • Chapter 4 >
              • 4-1 Word Count
              • 4-2 Translate a document
              • 4-3 Make a Copy and Save in Different Formats
              • 4-4 Spell Check
              • 4-5 Synonyms
              • 4-6 Definitions
              • 4-T-1
              • 4-T-2
              • 4-T-3
              • 4-T-4
            • Chapter 5 >
              • 5-1 Copy/Paste
              • 5-2 Cut/Paste
              • 5-3 Undo/Redo
              • 5-4 Find & Replace
              • 5-5 Format Painter
              • 5-6 Print
              • 5-T-1
              • 5-T-2
              • 5-T-3
              • 5-T-4
          • Chapters 6-10 >
            • Chapter 6 >
              • 6-1 Superscript/Subscript
              • 6-2 Strikethrough
              • 6-3 List Styles
              • 6-4 Headings
              • 6-T-1
              • 6-T-2
              • 6-T-3
            • Chapter 7 >
              • 7-1 Margins
              • 7-2 Left & 1st Line Indent
              • 7-3 L, R, Center Tabs
              • 7-4 Indent
              • 7-5 Header & Footer
              • 7-T-1
              • 7-T-2
              • 7-T-3
            • Chapter 8 >
              • 8-1 Image: Upload
              • 8-2 Image: By Url
              • 8-3 Image: Stock
              • 8-4 Text with links
              • 8-5 Images with links
              • 8-6 Insert: Drawing
              • 8-T-1
              • 8-T-2
              • 8-T-3
            • Chapter 9 >
              • 9-1 Cover Letter
              • 9-2 Resume
              • 9-3 Memo
              • 9-4 Keyboard Shortcuts
              • 9-5 Research
              • 9-T-1
              • 9-T-2
              • 9-T-3
              • 9-T-4
          • Syllabus
        • LNSK 325 >
          • Christian Longo
          • Kurzweil assignments >
            • Kurzweil A.1
            • Kurzweil A.2
            • Kurzweil A.3
            • Kurzweil A.4
            • Kurzweil A.5
            • Kurzweil A.6
            • Kurzweil A.7
          • Syllabus
        • LNSK 329 >
          • Syllabus
        • LNSK 331D >
          • Math Resources
          • Syllabus
        • LNSK 331F >
          • Clash Royale Cards
          • Making money playing games
          • Clash Royale- Making a Card
        • LNSK 331C >
          • 331C Syllabus
    • 3D Printing
    • Typing Club
  • Assistive Tech
    • Activities and Games
    • Chromebook
    • Smart Pen
    • Live Captions >
      • Captions in Youtube
      • Captions in Android
      • Captions in Chromebook
    • Accessibility
  • Alternate Media
    • Intro to Alternate Media
    • Guidelines
    • Ordering
    • Using
    • Kurzweil Academy
    • The 3 Kurzweils
    • Kurzweil Desktop >
      • Install Kurzweil
      • Desktop Kurzweil Lessons >
        • Lesson 1-1
        • Lesson 1-2
        • Lesson 1-3
        • Lesson 1-4
        • Lesson 1-5A
        • Lesson 1-5B
      • Open from Universal Library - Kurzweil Desktop version
      • Kurzweil FAQs from LTU
    • Kurzweil Web-based >
      • Web-based Kurzweil Orientation
      • Open from Universal Library - Kurzweil Web-based version
      • Web-based Kurzweil Lessons >
        • Web Lesson 1-1
        • Web Lesson 1-2
        • Web Lesson 1-3
        • Web Lesson 1-4
        • Web Lesson 1-5A
        • Web Lesson 1-5B
        • Web Lesson 1-6
        • Web Lesson 1-7
        • Web Lesson 1-8
        • The Writing Process - Using Kurzweil
    • Kurzweil Read the Web
  • TRAINING
    • Check Priority Registration
    • Canvas
    • Gmail
    • Google Workspace
    • Cloud Computing
  • People
    • Pictures >
      • Photo Archive >
        • Years Gone By
        • 2012 Lab Under Construction
        • 2012 Furniture
        • 2013 MPC Campus
        • 2004 Awards and XMAS party
        • 2009 Awards
        • 2010 Awards
        • 2011 Awards
        • 2012 Awards
        • 2013 Awards
        • 2014 Awards
        • 2015 Awards
        • 2016 Awards
      • Info Videos
      • 2017 Awards
      • 2018 Awards
      • 2018 Halloween
      • 2019 Halloween
      • 2020 Awards
      • 2021 Awards
      • 2021 Halloween
      • 2021 Thanksgiving
      • 2021 Holiday Party
      • 2022 Easter
      • 4-29-22, Join the Pack day
      • 5-13-22 ARC Scholarship Ceremony
      • 5-18-22 ACT Lab Typing Contest
      • 5-20-22 Kathleen's Retirement Party
      • 2022 Halloween
      • 2022 Christmas & Awards
    • People and Their Creations
    • People and their Creations 2
    • Tumblr
    • Staff Use